



Choose to Break The Debt Cycle
Financial difficulties can happen to anyone and anytime, can feel embarrassing and immensely stressful. If you owe more than $1000 and are unable to make debt payments, we will help. Take comfort knowing we are family owned & operated government-licensed insolvency trustees, and have your best interest at heart. Our experience with creating personalized solutions for overcoming bankruptcy, personal or business debt, will restore your freedom and financial confidence. You deserve to be debt-free, choose to connect with us today.
About Our Company

Complimentary & Confidential Financial Assessment
Positive change starts with a simple conversation. Once you take the first step to reach out to us for a complimentary consultation, we will take you under our wing and guide you through financial restructuring to a personalized debt solution that you confidently understand.
We Are A Family Owned & Operated Business With Your Best Interest At Heart
Our clients will say we have assisted them through their toughest financial difficulties to financial freedom. There are many reasons you may be considering bankruptcy, liquidation, credit counseling, receivership, or consumer proposal. We know this decision can be overwhelming and upsetting.
At J Bottom & Associates Ltd we believe that choosing to reach out for help to reconcile your financial problems is an opportunity to free yourself of debt, start fresh, and begin to build a more stable financial future.

No Such Thing As A Silly Question
Ask us anything about bankruptcy, credit counseling, consumer proposals, or debt settlement and we will educate you about your options so, as a team, we can make an informed decision that will work best for you for the long term.
We will always take the time to listen and learn about your financial situation. We are here to represent you and act on your behalf to ensure that the bankruptcy process is as straightforward and stress-free as possible.
We will always:
- Answer all of your questions frankly and honestly
- Stop harassing phone calls, and
- Take care of all bankruptcy paperwork on your behalf
Testimonials
David Bottom is very professional and committed to helping his clients.
I highly recommend Bottom & Associates as bankruptcy trustees. If you want to make the bankruptcy process as painless and as quick as possible, go with them! He presented me with all possible options and helped me take…
I highly recommend Bottom & Associates as bankruptcy trustees. If you want to make the bankruptcy process as painless and as quick as possible, go with them! He presented me with all possible options and helped me take an informed decision. I was impressed with his knowledge of the bankruptcy process. By speaking with David, I realized he is highly qualified and with experience in the field. I found the whole team professional and accommodating. They made the whole process as smooth and easy.
Unbelievable people. David is as stand up a guy as you will ever deal with.
Excellent service and they go the extra mile for their clients which does not happen a lot these days. I would highly recommend their firm.
To me, nothing had felt scarier or more embarrassing than to acknowledge that we were getting deeper into debt everyday. I felt like we were living a lie to everyone around us, it was impacting our marriage, my…
To me, nothing had felt scarier or more embarrassing than to acknowledge that we were getting deeper into debt everyday. I felt like we were living a lie to everyone around us, it was impacting our marriage, my self-confidence, everything. The only thing holding me back was being scared to make the call and schedule a meeting. It made it all more real. But I got brave and knew that with one call my life would turnaround. And it did. David made me feel immediately comfortable and I never felt judged or small. In fact, I left our first meeting feeling proud that I had acknowledged the problem and was taking steps to move through it. I would recommend David and the team to anyone who feels even slightly uneasy about their financial situation. Best call I ever made.
I have my own window cleaning business and neglected a few financial responsibilities dealing with workers and taxes. I was receiving phone calls so often I changed my number. My mail was bills that were in excess of…
I have my own window cleaning business and neglected a few financial responsibilities dealing with workers and taxes. I was receiving phone calls so often I changed my number. My mail was bills that were in excess of $100,000.00 My bank accounts were closed and emptied.I called Bottom and Associates to set up a meeting. When I met David, he explained to me what my next options would be. I filed for bankruptcy and religiously followed the rules set to me by David. Days later my accounts were cleared, the debtors stopped harassing me and I was back to work. I learned how to keep track of my spending and keep a monthly list of my expenses for tax purposes and GST remittance. It really was a life changing experience and I am grateful to Bottom and Associates for their help. Since I have referred 4 of my friends who have had the same problems and they all will back everything I have said here. Good luck with all your troubles. These Guys can help.
David Bottom is very professional and committed to helping his clients.
I highly recommend Bottom & Associates as bankruptcy trustees. If you want to make the bankruptcy process as painless and as quick as possible, go with them! He presented me with all possible options and helped me take…
I highly recommend Bottom & Associates as bankruptcy trustees. If you want to make the bankruptcy process as painless and as quick as possible, go with them! He presented me with all possible options and helped me take an informed decision. I was impressed with his knowledge of the bankruptcy process. By speaking with David, I realized he is highly qualified and with experience in the field. I found the whole team professional and accommodating. They made the whole process as smooth and easy.
Unbelievable people. David is as stand up a guy as you will ever deal with.
Excellent service and they go the extra mile for their clients which does not happen a lot these days. I would highly recommend their firm.
To me, nothing had felt scarier or more embarrassing than to acknowledge that we were getting deeper into debt everyday. I felt like we were living a lie to everyone around us, it was impacting our marriage, my…
To me, nothing had felt scarier or more embarrassing than to acknowledge that we were getting deeper into debt everyday. I felt like we were living a lie to everyone around us, it was impacting our marriage, my self-confidence, everything. The only thing holding me back was being scared to make the call and schedule a meeting. It made it all more real. But I got brave and knew that with one call my life would turnaround. And it did. David made me feel immediately comfortable and I never felt judged or small. In fact, I left our first meeting feeling proud that I had acknowledged the problem and was taking steps to move through it. I would recommend David and the team to anyone who feels even slightly uneasy about their financial situation. Best call I ever made.
I have my own window cleaning business and neglected a few financial responsibilities dealing with workers and taxes. I was receiving phone calls so often I changed my number. My mail was bills that were in excess of…
I have my own window cleaning business and neglected a few financial responsibilities dealing with workers and taxes. I was receiving phone calls so often I changed my number. My mail was bills that were in excess of $100,000.00 My bank accounts were closed and emptied.I called Bottom and Associates to set up a meeting. When I met David, he explained to me what my next options would be. I filed for bankruptcy and religiously followed the rules set to me by David. Days later my accounts were cleared, the debtors stopped harassing me and I was back to work. I learned how to keep track of my spending and keep a monthly list of my expenses for tax purposes and GST remittance. It really was a life changing experience and I am grateful to Bottom and Associates for their help. Since I have referred 4 of my friends who have had the same problems and they all will back everything I have said here. Good luck with all your troubles. These Guys can help.
David Bottom is very professional and committed to helping his clients.
Why We’re Different From The Others
When faced with financial stress, panic will set in and hasty decisions can be made. We want to be the first call you make, the ear to listen to your story and questions, and the shoulder you need to help you up and through this time of uncertainty. Our clients choose us to help because of our over 55 cumulative years experience, and they feel we treat them like family. We genuinely care about your well-being and will only send you on your way when we know you feel financially confident.
Contact Us
New Westminster
Suite 300, 604 Columbia Street
New Westminster, BC V3M 1A5
Port Coquitlam*
2300, 2850 Shaughnessy Street
Port Coquitlam, BC V3C 6K5
North Vancouver*
Suite 410, 145 Chadwick Court
North Vancouver, BC V7M 3K1
*Non-resident offices
Phone
604-449-9479
Fax
604-524-0187
Email
info@personalbankruptcybc.com
Office Hours
Monday – Friday: 8:00 AM – 5:00 PM
Saturday: by appointment only